Frequently asked questions.

An insurance brokerage helps clients find, compare, and secure the right insurance policies by acting as an independent advisor rather than representing a single insurance company.

🏢 Core Role of an Insurance Brokerage

  • Represents the client: Unlike insurance agents who often work for one insurer, a brokerage works on behalf of the customer to identify the best coverage options across multiple providers.

    Access to multiple insurers: Brokers can shop around with different carriers, giving clients more flexibility and competitive pricing.

    Policy comparison: Brokers simplify the process by presenting side‑by‑side comparisons of coverage, exclusions, and premiums.

📑 Services Provided

  • Personal insurance: Auto, home, renters,umbrella insurance.

  • Business insurance: Liability, property, workers’ compensation, and specialized industry coverage.

  • Claims assistance: Brokers guide clients through filing claims and negotiating with insurers.

  • Risk management: They help identify potential risks and recommend coverage strategies to protect against them.

💵 How They Are Paid

  • Commission-based: Most brokers earn a commission from the insurance company when a policy is sold. * This doesn’t mean we are going to pester you. Client Satisfaction comes First! We don’t want to sound like a used car salesman; we want what you want with customer service you deserve and coverage to protect your assets.

🌟 Why Use a Brokerage?

  • Time savings: They handle the research, the comparisons and paperwork.

  • Better deals: Brokers often secure more competitive rates than individuals could on their own.

  • Advocacy: Since they represent you, not the insurer, they’re motivated to find the best fit for your needs.