Frequently asked questions.
An insurance brokerage helps clients find, compare, and secure the right insurance policies by acting as an independent advisor rather than representing a single insurance company.
🏢 Core Role of an Insurance Brokerage
Represents the client: Unlike insurance agents who often work for one insurer, a brokerage works on behalf of the customer to identify the best coverage options across multiple providers.
Access to multiple insurers: Brokers can shop around with different carriers, giving clients more flexibility and competitive pricing.
Policy comparison: Brokers simplify the process by presenting side‑by‑side comparisons of coverage, exclusions, and premiums.
📑 Services Provided
Personal insurance: Auto, home, renters,umbrella insurance.
Business insurance: Liability, property, workers’ compensation, and specialized industry coverage.
Claims assistance: Brokers guide clients through filing claims and negotiating with insurers.
Risk management: They help identify potential risks and recommend coverage strategies to protect against them.
💵 How They Are Paid
Commission-based: Most brokers earn a commission from the insurance company when a policy is sold. * This doesn’t mean we are going to pester you. Client Satisfaction comes First! We don’t want to sound like a used car salesman; we want what you want with customer service you deserve and coverage to protect your assets.
🌟 Why Use a Brokerage?
Time savings: They handle the research, the comparisons and paperwork.
Better deals: Brokers often secure more competitive rates than individuals could on their own.
Advocacy: Since they represent you, not the insurer, they’re motivated to find the best fit for your needs.